All Access Checking

All qualified Georgia’s Own members can open an All Access Checking account.

There are five ways you can qualify for membership:

1. By residence or employment within certain counties in metro Atlanta, Southeast Georgia, Southwest Georgia, Augusta, and Savannah
2. Getting Ahead Association membership
3. Past or present Georgia State University enrollment or employment
4. Relation by blood, adoption, or marriage to a current Georgia’s Own Credit Union member
5. Premier Partner employee or retiree.

Visit our membership page to see if you qualify.

Yes, you can apply for a checking account online. If you’re not a member of Georgia’s Own Credit Union, you will be able to apply for membership at the same time that you apply to open an account.

During the application process you will need:

• Your Social Security Number
• A valid U. S. driver’s license or other approved, government-issued I.D.
• Physical address information (P.O. Boxes can be used for mailing purposes, but a physical address is required for the online application)
• If under 18, an adult is required to open the account and be a joint owner.

Learn more about opening a checking account online.

There are more than 5,600 credit unions nationwide that belong to the Co-op Shared Branch network, with even more located outside the country.

Georgia’s Own Credit Union participates in the Co-op Shared Branch network, allowing our members to perform transactions at another national and international credit union branch.

Members can find a shared branch through our branch locator page, the Georgia’s Own mobile banking app, or the Co-op Credit Unions Locator website. Resolution accounts are not eligible for shared branching.

In most cases, yes. Many online retailers will allow payment using your checking account information, like using your debit card. You can also make online purchases with your checking account information by verifying your account with a digital wallet or financial transaction app such as PayPal or Venmo.

Our Resolution Checking account is designed to help re-establish financial stability for members who have had previous credit problems and are not eligible for other checking accounts. Explore Resolution Checking Account for more details.