Quicknotes - Georgia's Own Credit Union

Happy New Year! 2024 was a big year for us—we celebrated our 90th anniversary, launched a new website, and updated our brand. Originally founded with an initial investment of only $160, our commitment to our mission of Banking on Purpose has led us to being one of the largest credit unions in Georgia, with more than $4 billion in assets and over 200,000 members.

To close out our year of celebrations, we gave back to our community by packing 90 holiday meal kits and 90 warming kits for families in need through Hope Atlanta. These kits—filled with essentials like blankets, hats, gloves, and more—will go directly to outreach teams and emergency services to provide immediate relief to those experiencing homelessness, helping them stay safe and warm this winter.

We also came together to donate over 100 items, plus $2,000, to the Ronald McDonald House’s (RMH) Holiday Shop. Those staying at RMH are away from their homes, work, and family members, including other children, for an extended time and are under the unimaginable stress of caring for their children in nearby hospitals. To bring a bit of light during the holidays, the RMH set up a shop full of donated gifts where residents shopped onsite for free and had their gifts wrapped, saving them valuable time and money during a difficult period.

In the Southeast region, we sponsored Savannah Feed the Hungry’s Hope on a Plate events. The organization has fed over 1.5 million people over the last 16 years and provides both Thanksgiving and Christmas meals to families in need. The Southwest region was also in the holiday spirit, collecting an abundance of toys at their branches for Toys for Tots. They also filled 35 stockings for the Salvation Army.

We couldn’t have celebrated this milestone year without you. We appreciate your membership and thank you for being one of Georgia’s Own.

Sincerely,
Dave Preter

Dream big or small with a Georgia's Own mortgage

New year, new address

Open the door to your new home this year! Whether you’re looking for a fixer-upper or totally turnkey, we can help you get there with a mortgage designed to fit whatever you need. Cozy up in a cottage or relax in a ranch—we’re here to help bring your big (or small!) dream to life.

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Get more from your checking

Time to upgrade your checking account? With no minimum balance and free online and mobile banking with bill pay, our checking options have something for everyone.

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Make your final IRA contributions!

It’s only January, but April 15th will be here in the blink on an eye. Be sure to make your final 2024 contributions to your IRA before then—and mention it’s for the 2024 tax year when making your deposit. As a reminder, contribution limits for 2024 have changed. Now, total contributions can’t exceed $7,000 (or $8,000 if you’re age 50 or older).

Discussing finances with your aging parents

While a majority of people over 65 will require help with daily activities at some point in their lives, many skip this aspect of retirement planning and aren’t prepared if that time comes. Moreover, families aren’t discussing their finances or how to pay for long-term care needs. According to a survey from U.S. Bank, almost half of Americans are unaware of their parents’ financial situation but still expect they’ll need to support their parents or in-laws.

Unfortunately, many people still feel that discussing finances is uncomfortable. Your parents may not need assistance in the near future, but planning ahead can save a ton of time and stress should an emergency arise. Keep reading for five tips to help you discuss finances with your parents.