Quicknotes - Georgia's Own Credit Union

October 17th is International Credit Union Day. The 76th anniversary’s theme is “One World Through Cooperative Finance.” With more than 82,000 credit unions and other cooperative financial institutions across the globe, we bring financial inclusion and a promising future to more than 403 million members worldwide. This year, we're excited to celebrate our achievements as a global movement to put people over profits.

The recent tragedy at Apalachee High School saddened us all. Thanks to the generosity of our members and staff, and with a match from the Georgia’s Own Foundation, we are donating $13,997 to Victims First as they support the families affected by the Apalachee school shooting. We're grateful to every person who contributed—our community is unrivaled, and we sincerely thank you.

I'm also pleased to announce that we donated $6,935 to help Hope Atlanta feed families in need this summer through their Pack the Pantry initiative. While summer is a season for fun and family time for many, there's also a large portion of Georgia’s population that struggles—this need is increased when school is out for summer. In addition to a monetary donation, employees volunteered for over 45 hours in person at Hope Atlanta's Women and Children's Community Kitchen, assembling 100 snack bags for unhoused community members and serving warm meals to people in need. Thank you for your generous donations and helping us Improve What Matters.

As summer ended, we hosted a surprise back-to-school supply drive for teachers at Benteen Elementary in Atlanta and Mitchell County Elementary, just outside of Albany. Public school teachers spend close to $700 out of pocket on classroom supplies. To help cover this, we provided essentials like markers, pens, and crayons, plus extras like full boxes of snacks and cleaning supplies to help stock our teachers’ classrooms.

Lastly, we recently celebrated our Georgia’s Own Day of Service. Together with Sleep in Heavenly Peace (SHP), our employees built 90 beds across three locations in honor of our 90th anniversary. SHP’s mission is to provide children with a safe place to sleep by building and delivering fully furnished beds, and we're thrilled to support this wonderful cause.

We appreciate your membership and thank you for being one of Georgia’s Own.

Sincerely,
Dave Preter

Dream big or small with a Georgia's Own mortgage

Dream big or small this fall

Whether you’re looking for a fixer-upper or totally turnkey, home is where the heart is—and our mortgages can help you get there. Already found your perfect place? Refinance today for extra savings.

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Kick savings into gear

Cruise into a new (or new-to-you!) car this month with auto loan rates as low as 4.99% APR¹ (with auto pay).² Fast track or scenic route? Flexible terms let you pay off your loan, your way.

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Pay a friend with Pay a Person!

It’s fall, y’all—a time of family, friendship, and group outings at the pumpkin patch or tailgate. Splitting the bills and want to repay your friend quickly? Check out Pay a Person³ in your online banking or mobile app. Similar to Zelle, Pay a Person allows you to quickly and easily send money—for free—to anyone in the United States with a checking or savings account at a bank or credit union. Even if they’re not a Georgia’s Own member, all you need is a phone number for funds to be sent and received in real time. As a reminder, P2P payments work like cash so you should only send money to people you know and trust.

Fall break vacation on a budget

School is in session and (fake) fall is in the air—which means fall break! While this is a shorter break than summer or spring, that doesn’t mean you can’t still plan a vacation. According to a survey from YouGov, 11% of Americans say they've never left the state they live in, and fewer than 2% have visited all 50 states. Whether you’re a history buff, a foodie, or more outdoorsy, there’s a destination for you! Worried you can’t afford it? We’re here to help you stress less—here are five affordable fall break vacation destinations.

Details & Disclosures

¹APR = Annual Percentage Rate. Rates effective as of October 1, 2024. Advertised “as low as” APR assume excellent borrower credit history. Your APR may differ based on your creditworthiness and could be higher than the stated rate. Payment example: A 2023 auto financed for 48 months @ 4.99% APR would have a monthly payment of approximately $23.02 per $1,000 borrowed. Loans are subject to credit approval. Please ask a loan officer for details on how your rate is determined.

²From October 1st through December 31st, take .25% off of your current auto loan rate on new, used, and reﬁnanced vehicles when you choose auto pay. Loan terms may vary based on individual credit worthiness and other qualifying factors. Member must establish auto pay on their auto loan from a Georgia’s Own checking or savings account to qualify for rate discount.

³For eligible checking accounts only. Resolution, Business, and Bank On accounts do not qualify for Pay a Person.