Quicknotes - Georgia's Own Credit Union

I’m proud to share that we’ve awarded $1,000 scholarships each to 20 deserving high school students across Southwest Georgia. The students represent 11 different high schools, showcasing the diverse talent and ambition within our communities, and our Jump Start Scholarship helps support them as they transition into higher education or career training programs.

While summer is a season for fun and family time, there’s also a large portion of Georgia’s population that struggles. Did you know one out of four children in our state struggles with hunger? This issue is only increased when school lets out for summer—and MUST Ministries works to fill that gap through their Summer Lunch program.

This summer, we’re partnering with MUST Ministries to help feed more than 7,500 kids in need. Through July 31st, we’ll be raising money to provide real relief where it’s needed most, and the Georgia’s Own Foundation will match all funds raised up to $5,000. If you can give, please do so by clicking here.

Our volunteers also spent time with MUST packing their “Kids’ Kits,” which include five breakfasts, five lunches, 10 snacks, plus drinks, to help families get through the week. These kits are critical for many children during the summer when free and reduced-cost school lunches aren’t available. We’re proud to support this wonderful cause as we continue to prioritize the well-being of our community.

We appreciate your membership and thank you for being one of Georgia’s Own.

Sincerely,
Dave Preter

Dream big or small with a Georgia's Own mortgage

It’s time to make your move

Through the end of July, you can get .25% off of our low mortgage rates. Whether you’re looking for a cozy cottage or a trendy townhouse, we’re here to help with a mortgage designed to fit whatever you need. FHA, VA, and USDA loans are excluded. ¹

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Perks for all—pets included

You can now enjoy preferred pricing through Carefree Pet on pet benefits and insurance^2,3,4 with a Perks+ Checking account. Unlock money-saving extras, and we’ll waive the first three $6.95 monthly service charges when you open a Perks+ Checking account by July 31st.⁵

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Check off your home maintenance to-do list!

With temperatures raging, manual labor probably sounds less than ideal. But now’s a great time to check off some home maintenance to-dos. Start with something easy and stay inside—and safe!—by examining your safety devices, like your carbon monoxide and smoke detectors. You should be testing these monthly, but be sure to prioritize this if you haven’t in a while. Planning to have a cookout or make s’mores this summer? Check the expiration date on any fire extinguishers you own, and replace outdated ones just in case. Lastly, check your windows, especially if you’ve been dealing with higher A/C bills or more bugs inside than normal. Stumble upon a serious issue? A home equity loan or line of credit can help you solve it.

15 ways to save at the grocery store

It’s natural to waltz down grocery store aisles and add everything you see to your shopping cart. Strategically placed products catch your eye and make you think you need them immediately. Overspending at the grocery store is a habit that’s difficult to break—but it can be done. Keep reading to learn 15 ways you can save during your next trip to the supermarket.

Details & Disclosures

¹Receive a .25% rate discount from normal current qualified rate on any new primary residence purchase mortgage loan. Must lock in rate by July 31, 2025. Must qualify and receive final approval to be eligible. Not available on investment properties, second homes, refinances, government-sponsored loans, including FHA and VA loans, and employee loans. Cannot combine with other rate discounts. Offer subject to change without notice. Membership is required.

²Requires additional activation.

³INSURANCE PRODUCTS ARE NOT A DEPOSIT, NOT FEDERALLY INSURED, NOT AN OBLIGATION OR GUARANTEED BY THE CREDIT UNION, ITS AFFILIATES, OR ANY GOVERNMENT AGENCY.

⁴Carefree Pet Plus, Cell Phone Protection, Personal Identity Protection, and Buyer’s Protection and Extended Warranty are subject to additional terms and conditions.

⁵From May 1, 2025 through July 31, 2025, open a new Perks+ Checking account and pay no monthly service charge for the first three months.