Checking Accounts

No wrong choices here. Our checking options have something for everyone.

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It's giving options.

Between All Access, Perks+, and i[check] accounts, we’ve got something for everyone.

All Access Checking

Perks+ Checking


Our basic, no-frills checking account.Our premium checking account for members who go beyond basic.Our youth account for members age 14–25.
Monthly FeeNo fee w/ eStatement enrollment 1$6.95/monthNo fee w/ eStatement enrollment 1
Minimum Balance Requirement$0$0$0
Early Direct Deposit2XX
Bill PayXXX
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Open an Account
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Open an Account
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Choices are tough, so we made the rest easy.

  • No minimum balance requirement
  • No direct deposit requirement
  • Free online and mobile banking with bill pay
  • Mobile check deposit
  • Free balance alerts3
  • 5,000+ shared branches and 110,000+ surcharge-free ATMS
  • Optional Overdraft Protection services4
  • Free Visa® debit card

Learning Center

Go beyond banking with resources and news to learn how to make informed financial decisions.

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What’s the safest way to pay: check or debit card?

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What is a certificate of deposit and is it right for you?

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How to build your credit score


1Enroll in eStatements and avoid the $2 fee for mailed statements.

2Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date. Click here for FAQs.

3Message and data rates may apply.

4Overdraft services are available to members 18 and over who are in good standing with the Credit Union. We may approve certain transactions that overdraw your account. Under our Overdraft Protection for checks, ACH transactions, and recurring debits as well as our Overdraft Protection for one-time Debit and ATM transactions, we will charge a $35 Overdraft Fee as outlined in our Truth-in-Savings Fee Schedule, each time we pay an overdraft. Under our Overdraft Services, we will charge an Overdraft Transfer Fee of $6, as outlined in the Truth-in-Savings Fee Schedule, each time an overdraft transfer from one of your other accounts is initiated, unless that account is a line of credit in which case the daily interest due charged. Whether your overdrafts will be paid or not is in our sole discretion and we reserve the right not to pay the overdraft. We also reserve the right to require you to repay your overdrafts immediately or on demand. Read our Overdraft Services Disclosure for full details.