Home Equity

Lower rates on HELOCs

Whether you’re a master DIYer or prefer to leave it to the pros, get it done right with rates as low as 8.75% APR.1

Life's too short for boring finances.

Get .25% off of your rate when you use Carfinder

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Your money's always on hand with our mobile banking app

Banking on Purpose since 1934

We started in Atlanta as a small group of telephone employees—now we’re one of the biggest credit unions in Georgia.

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Modern banking you can trust

We’re a cooperative. We’re owned by our members, and we’re backed by the NCUA. That means you get all the benefits of a regular bank, along with better rates and lower (or no) fees.


Learning Center

Go beyond banking with resources and news to learn how to make informed financial decisions.

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1APR=Annual Percentage Rate. Rates effective as of July 1, 2024. Rates are variable and subject to change without notice. Advertised “as low as” APR assumes excellent borrower credit history. Your APR may differ from the one shown and will be based on several factors including your credit worthiness and loan to value. To open your Home Equity Line of Credit (HELOC) account, you may have to pay certain third-party fees that generally range from $200.00 to $2,300.00. The minimum APR is 4.00% and it will not exceed 18.00%. Property and/or flood insurance may be required. Loans are subject to credit approval. Additional terms, conditions and limitations may apply. Offer is subject to change without notice. Maximum loan amount up to $500,000 for primary residence only. CLTV up to 95% on loan amounts ranging from $10,000 – $250,000. CLTV up to 90% on loan amounts ranging from $250,001- $500,000. Mortgage insurance approval may be required. A HELOC is not offered on investment/rental properties or vacation/second homes. Property and/or flood insurance may be required.