Our History

Banking on Purpose since 1934

We’ve got history. Keep scrolling to see how it all began.

Short attention span? Here's the TL;DR

In 1934, a group of eight telephone employees founded Atlanta Telco Credit Union with just $160 and a goal of people helping people. Fast forward 90 years, Georgia’s Own is now the third largest credit union in Georgia with $4.3 billion in assets, serving members all over the state.


Atlanta Telco Credit Union opened its doors on December 6th with an initial investment of $160 from eight telephone employees.


After only six years, Atlanta Telco grew to serve 2,200 members.


Atlanta Telco was renamed Georgia Telco Credit Union and expanded services to telephone employees throughout the state of Georgia.


We celebrated 15 years of service by hitting $1 million in assets.


Our first branch location was opened at 125 Perimeter Center in the Atlanta suburb of Sandy Springs.


Eloise Woods, our President and CEO at the time, was appointed as Chairperson of the National Credit Union Administration (NCUA) by President Jimmy Carter.


The 80s was a big decade for us (and our hair). Not only did we reach $100 million in assets, but we evolved from a basic savings-and-loan institution to a full-service financial institution and added 10 new branch locations.


We celebrated our 50th anniversary and began offering checking accounts, CDs, IRAs, home equity loans, and credit cards.


We added two new locations in Savannah after merging with Savannah-Chatham Federal Credit Union.


We began offering mortgage loans.


Charlotte Ayers was named President and CEO, following Eloise Wood’s retirement after 52 years of service.


While everyone else was worrying about Y2K, we were busy opening our first branch in Augusta and began lending 24/7.


We added bill pay and eStatements and started offering wealth management through Georgia’s Own Investment & Retirement Services.


Our asset size grew to $1 billion. And, due to a change in state law, we were able to expand our membership to 12 counties in Georgia and 400+ Premier Partner companies.


New name, who dis? We changed our name from Georgia Telco Credit Union to Georgia’s Own Credit Union to better reflect the members we serve.


Dave Preter stepped into the role of President and CEO after Charlotte Ayers retired.


We celebrated another milestone by planting 80 trees along the Atlanta Beltline in honor of our 80th anniversary.


We went back to our roots and moved our headquarters to 100 Peachtree in Downtown Atlanta.


We completed 85 Acts of Kindness throughout the year in honor of our 85th anniversary. The Georgia’s Own Sign was unveiled atop our headquarters at 100 Peachtree.


The pandemic couldn’t keep us down. We welcomed new members and teammates from Southwest Georgia through mergers with DOCO Credit Union and Three Rivers Credit Union, and added 10 branches.


We added 6 branch locations in Southeast Georgia through our merger with United 1st Credit Union. We also enhanced our suite of business products and services following the acquisition of Vinings Bank.


We surpassed $4 billion in assets and grew our presence in Augusta with the merger of Health Center Credit Union.


Three cheers for 90 years! We’re celebrating all year long with Georgia’s Own 90—it’s our way of saying thanks to those who have helped us get to where we are today.