The more the merrier

We love making new friends, so we made it easy to become a member.

Joining Georgia's Own is simple

Live or work in certain counties

Our field of membership includes 70 counties1 across the state, making it the easiest way to qualify.

Work for a partner company

We have 600+ partner companies throughout Georgia—find out if your employer is on the list. You’re eligible as a retiree of one of our partners, too.

Keep it in the

If you’re related by blood, adoption, or marriage to a current Georgia’s Own member, you can join, too.

Fewer (and lower) fees for just five bucks

Once you’ve checked that you qualify for membership, all you need is $5 to open an account. Why? Because—unlike big banks that answer to shareholders—credit unions are owned by members (that’s you!), so your $5 opening deposit counts as your “share” of Georgia’s Own. Your $5 deposit stays safe and sound in a primary savings account (sometimes called a share account) for as long as you’re a member.

Giving back is what we do best

As a not-for-profit financial institution, we put our money where it matters most—in our communities and your pockets.

Appling, Atkinson, Bacon, Baker, Barrow, Bartow, Ben Hill, Bleckley, Brantley, Brooks, Calhoun, Camden, Carroll, Charlton, Chatham, Cherokee, Clarke, Clay, Clayton, Clinch, Cobb, Coffee, Colquitt, Columbia, Coweta, Crisp, Decatur, Dekalb, Dodge, Dougherty, Douglas, Early, Effingham, Fayette, Forsyth, Fulton, Glynn, Gwinnett, Hall, Henry, Jeff Davis, Laurens, Lee, Lowndes, McIntosh, Meriwether, Mitchell, Newton, Paulding, Pierce, Pulaski, Quitman, Randolph, Richmond, Rockdale, Spalding, Sumter, Stephens, Stewart, Telfair, Terrell, Thomas, Tift, Walton, Ware, Wayne, Webster, Wheeler, Wilcox, or Worth