Lower rates on HELOCs
With rates as low as 7.75% APR1, turn your home’s equity into a vacation, tuition payment, or even a chef’s kitchen.
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We’re a cooperative. We’re owned by our members, and we’re backed by the NCUA. That means you get all the benefits of a regular bank, along with better rates and lower (or no) fees.
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1APR = Annual Percentage Rate. Rates effective as of December 1, 2024. Rates are variable and subject to change without notice. Advertised “as low as” APR assumes excellent borrower credit history. Your APR may differ from the one shown and will be based on several factors including your credit worthiness and loan to value. To open your Home Equity Line of Credit (HELOC) account, you may have to pay certain third-party fees that generally range from $200.00 to $2,300.00. The minimum APR is 4.00% and it will not exceed 18.00%. Property and/or flood insurance may be required. Loans are subject to credit approval. Additional terms, conditions and limitations may apply. Offer is subject to change without notice. Maximum loan amount up to $500,000 for primary residence only. CLTV up to 95% on loan amounts ranging from $10,000 – $250,000. CLTV up to 90% on loan amounts ranging from $250,001 – $500,000. Mortgage insurance approval may be required. A HELOC is not offered on investment/rental properties or vacation/second homes. Property and/or flood insurance may be required.