Wire Transfers
Forget the hassle of checks or money orders. We’ve got you covered with easy and secure wire transfers.
Send money across town or time zones
Don’t let distance stop you—we offer secure, reliable wire transfers that get your money where it needs to be. Send or receive wires from accounts at other institutions domestically and internationally with ease.
Skip the snail mail
Sending money to a different bank? To get started, you’ll want to call and ask them for their wiring instructions.
We can’t guarantee arrival time, but same-day processing is typical for wires made between 8:00am and 3:00pm ET on business days.
Outgoing domestic wire
Visit your nearest branch or fill out the Outgoing Domestic Wire Transfer Request Form and call 800.533.2062, option 4 (subject to dollar limits).1
View a completed request form example
Outgoing international wire
Visit your nearest branch to get started. Complete the Outgoing International Wire Transfer Checklist to make sure you have everything you need.2
No hassle, just cash
Incoming domestic wire
You’ll need the following information for wires coming to your Georgia’s Own account3:
Receiving institution’s information:
Georgia’s Own Credit Union
ABA # 261071438
Beneficiary information:
- Account holder first and last name or account holder business name
- Account holder address on file
- Specific account number of deposit
Incoming international wire
Have the sender complete this form to receive international wires.4
Wire Transfers FAQs
Wire transfer fees vary. For domestic wire transfers, the fee is $15.00 per wire for incoming wires and $25.00 per wire for outgoing wires. For international wire transfers, the fee is $50.00 per incoming wire and $50.00 per wire for outgoing wires (but additional pass-through fees may apply). Returned wire fees are $20.00 per wire.
You can send domestic wires at your nearest branch or fill out the Outgoing Domestic Wire Transfer Request Form and call 800.533.2062.1 International wires will require you to visit a branch. Complete the Outgoing International Wire Checklist to make sure you have everything you need.2
Yes, wires can be cancelled. For domestic wires, recipients can cancel the wire if it’s in the “Verify Wires” queue. Domestic wires that are verified/approved for release or that may have been rejected under the suspicion of fraud must be cancelled by the wires department. All international wires must be cancelled by the wires department by calling 800.533.2062.
Check out our other services
Direct Deposit
No more scrambling to deposit checks on your own time. Get paid faster and know that your hard-earned paycheck is secure.
Safe Deposit Boxes
Floods? Fires? Forgetful roommates? No problem. Securely store important documents, family heirlooms, and other valuables—your stuff will thank you.
TeleTalk
Skip the long lines at the branch or waiting on hold. TeleTalk lets you access your accounts 24/7 from the comfort of your couch, so you can check balances, transfer funds, and more.
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1All domestic wire requests received after daily processing times will be processed the next business day. Outgoing Domestic Wire Fee: $25.00
2Due to regulatory and disclosure requirements, consumer outgoing international wire requests must be completed in person and cannot be accepted after 3:00pm ET. Outgoing International Wire Fee: $50.00. (Additional pass through fees may apply.)
3Incoming wires are posted from 8:30am until 4:00pm ET each business day. Incoming Domestic Wire Fee: $15.00.
4Incoming International Wire Fee: $50.00.
Please note: To ensure correct and timely delivery, it is necessary to use a valid and complete Georgia’s Own Credit Union account number for crediting of wire proceeds and include an accurate recipient name and address. Please refrain from using member number or member number and account trailer combinations as these entries are not valid account numbers. Failure to supply a complete and valid data entry may result in the delay or return of your incoming wire transaction.
