Direct Deposit
Your paycheck, your way. Get paid faster, plus enjoy more convenience and security.
Forget the check-cashing scramble
Tired of waiting for your paycheck to clear? Direct deposit is your ticket to faster funds and more free time—no more trips to the bank or lost checks.
- Access your money instantly once it hits your account
- Schedule automatic payments with bill pay to align with your deposits
- Say goodbye to lost or stolen check worries
Goodbye paper, hello payday
Ready to ditch the paper chase? Here’s how to make it happen:
- Check with your employer to see if you can set up direct deposit online. If not, no worries—just grab a direct deposit form.
- Fill out the direct deposit form with your account number, our routing number (261071438), and your employer’s name and address.
- Give the completed form to your employer. It’s that easy!
You can also set up direct deposit for federal benefits in three ways:
- Enroll online at godirect.gov/gpw
- Call the U.S. Treasury at 800.333.1795
- Pop into your nearest branch
Treat yourself (to an early payday)
Unlock Early Direct Deposit with Perks+ Checking and get your paycheck up to two days early.1 Think concert tickets, that weekend getaway, or finally snagging those shoes you’ve been eyeing—your options are endless.
Direct Deposit FAQs
Direct deposit is a convenient way to receive your paychecks. Money is instantly deposited from your employer to your account whenever you’re paid.
Our routing number is 261071438.
You can check with your employer to see if you can enroll electronically. You’ll need your account number and our routing number. If not, you can fill out a direct deposit form—in that case, you’ll also need your employer’s address.
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1Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date. Click here for FAQs.