Student Access Savings Account
Start small, dream big. Help teens turn savings into success.
From campus to career
First car, apartment, or globetrotting adventure? You name it. Student Access Savings gives members (ages 13-171) a stash for their cash—pocket change included.
- Tiered dividends, with higher rates as you save more
- No monthly fee (must enroll in eStatements)2
- Direct deposit available
- Minimum opening deposit of just $5
- Insured up to $250,000 by the NCUA
Track your savings on the go
Meet the ultimate time-saver: the Georgia’s Own mobile banking app. Available on the App Store® and Google PlayTM.
- Deposit checks
- Check balances
- Make transfers
- Find branches and ATMs
Savings FAQs
When you turn 18 (and until you’re 22), you can contact us and have your Student Access Savings converted to a primary savings account. On your 23rd birthday, your Student Access Savings will automatically convert to a primary savings account.
With tiered dividends, you get a better rate when you have a higher account balance. See our rates page for details.
Yes, your Georgia’s Own savings, checking, money market, and certificate of deposit accounts are insured up to $250,000 by the NCUA. For additional information, visit the NCUA share insurance estimator.
More ways to slay your financial game
Student Access Checking
Our Student Access account offers checking and special benefits for members ages 13-17, who are starting out on their journey toward financial independence.
Student Visa®
Earn Flex Rewards points with each purchase you make and build your credit while you finish school.
Coindexter Club
Brainpower meets banking. Kids can learn how money works (and have fun at the same time) with interactive videos, games, and more from this starter savings account.
Learning Center
Go beyond banking with resources and news to help you make informed financial decisions.
What’s the safest way to pay: check or debit card?
What is a certificate of deposit and is it right for you?
How to build your credit score
1If under 18, an adult is required to open the account and be a joint owner.
2Enroll in eStatements and avoid the $2 per month paper fee.
