i[save] Youth Savings Account

Start small, dream big. Help young adults turn savings into success.

From campus to career

First car, apartment, or globetrotting adventure? You name it. i[save] gives members (ages 14-251) a stash for their cash—pocket change included.

  • Tiered dividends, with higher rates as you save more
  • No monthly fee (must enroll in eStatements)2
  • Direct deposit available
  • Minimum balance of just $5
  • Insured up to $250,000 by the NCUA

Track your savings on the go 

Meet the ultimate time-saver: the Georgia’s Own mobile banking app. Available on the App Store® and Google PlayTM.

Savings FAQs

With tiered dividends, you get a better rate when you have a higher account balance. See our rates page for details.

Yes, your Georgia’s Own savings, checking, money market, and certificate of deposit accounts are insured up to $250,000 by the NCUA. For additional information, visit the NCUA share insurance estimator.

More ways to slay your financial game


i[check] Youth Checking

Our i[check] account offers checking and special benefits for members ages 14-25, who are starting out on their journey toward financial independence.

Credit Cards

Student Visa®

Earn Flex Rewards points with each purchase you make and build your credit while you finish school.


Coindexter Club

Brainpower meets banking. Kids can learn how money works (and have fun at the same time) with interactive videos, games, and more from this starter savings account.


Learning Center

Go beyond banking with resources and news to help you make informed financial decisions.

Shot of a female customer making wireless or contactless payment using debit or credit card. Woman paying for groceries at checkout in organic store.

What’s the safest way to pay: check or debit card?

Shot of a young couple going through paperwork together on the sofa at home

What is a certificate of deposit and is it right for you?

Black man, tablet and smile for social media post, shopping online or browsing internet creative content at home. Young africa american happy, relax and calm on tech digital app on device

How to build your credit score


1If under 18, an adult is required to open the account and be a joint owner.

2Enroll in eStatements and avoid the $2 per month paper fee.