Vacation and Holiday Savings

Beach day or ski slopes? Making your list (and checking it twice)? Save for it all—no mittens required.

Ditch the “bah-humbug” budget: spread holiday cheer (or vacation vibes) all year long

Stay on track with a dedicated account to stash your vacation or holiday savings:

  • Your balance transfers automatically to your primary savings on May 1st for vacation savings or November 1st for holiday savings
  • Direct deposit available
  • Insured up to $250,000 by the NCUA

Track your savings on the go 

Meet the ultimate time-saver: the Georgia’s Own mobile banking app. Available on the App Store® and Google PlayTM.

Savings FAQs

Yes, all members must have a primary savings account with a minimum balance of $5. This $5 refundable deposit represents your “share” in Georgia’s Own and is held on deposit as long as you are a member.

With tiered dividends, you get a better rate when you have a higher account balance. See our rates page for details.

Yes, your Georgia’s Own savings, checking, money market, and certificate of deposit accounts are insured up to $250,000 by the NCUA. For additional information, visit the NCUA share insurance estimator.

Level up your money game: check out more savings options


Certificate of Deposit

Get some of our highest fixed rates on your savings with terms from six months to five years, no monthly maintenance fees, and insurance up to $250,000.


Money Markets

Easy access to your money through online banking, money market checks, by phone, or in person, plus great rates that get even better with higher balances.


Primary Savings

Get better rates on higher balances—plus automatic overdraft protection, free online banking, and all the benefits of Credit Union membership for just a $5 opening deposit.


Learning Center

Go beyond banking with resources and news to help you make informed financial decisions.

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