SAVINGS

Money Markets

Boost your savings with tiered rates that reward growth and easier access to your money when you need it

Enjoy the best of both worlds

Earn a great rate and access your money whenever you need it.

  • Get a higher rate as you save more, with multiple dividend tiers1
  • Withdraw through online banking, money market checks, by phone, or in person at a branch
  • Waive the $10 monthly fee with a daily balance of $2,500 or more
  • Dividends compounded monthly
  • Insured up to $250,000 by the NCUA
ONLINE BANKING

Track your savings on the go 

Meet the ultimate time-saver: the Georgia’s Own mobile banking app. Available on the App Store® and Google PlayTM.

Explore more savings options

Savings

Primary Savings

Get better rates on higher balances—plus automatic overdraft protection, free online banking, and all the benefits of Credit Union membership for just a $5 opening deposit.

Savings

IRAs (Individual Retirement Accounts)

Tax-advantaged savings options for retirement or education expenses. We offer Traditional, Roth, and SEP IRAs, as well as Coverdell ESAs.

Savings

Certificate of Deposit

Get some of our highest fixed rates on your savings with terms from six months to five years, no monthly maintenance fees, and insurance up to $250,000.

FINANCIAL WELLNESS

Learning Center

Go beyond banking with resources and news to help you make informed financial decisions.

Shot of a female customer making wireless or contactless payment using debit or credit card. Woman paying for groceries at checkout in organic store.
Education

What’s the safest way to pay: check or debit card?

Shot of a young couple going through paperwork together on the sofa at home
Investing

What is a certificate of deposit and is it right for you?

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Credit

How to build your credit score

Disclosures

1Minimum balance of $2,500 required to earn dividends. Subject to a $10 monthly fee if the minimum is not met.