Certificates of Deposit (CDs)
Don’t just park your cash—put it to work with some of our highest rates.
Put your savings on autopilot
If you don’t need your savings right away, a CD can earn a better rate than many other savings accounts.
- Minimum $500 investment to open ($100 minimum to open a Flex CD)1
- Terms from six months to five years
- No monthly maintenance fees
- eStatements available2
- Federally insured by the NCUA
Commitment-phobe?
Try one of these:
- Flex CD: Start small and add to it whenever you want—one full balance, penalty-free withdrawal available3. Open your account today by visiting a branch, or call us at 800.533.2062.
- Own Your Rate CD: Raise your rate if a higher one becomes available during your term4
How much can you earn?
Enter your deposit, term length, and APY to see how much your CD balance will grow over time.
Level up your money game: check out more savings options
Money Markets
Easy access to your money through online banking, money market checks, by phone, or in person, plus great rates that get even better with higher balances.
IRAs (Individual Retirement Accounts)
Tax-advantaged savings options for retirement or education expenses. We offer Traditional, Roth, and SEP IRAs, as well as Coverdell ESAs.
Vacation and Holiday Savings
Save for your summer getaway or the holidays. Your balance transfers automatically to your primary savings on May 1st or November 1st.
Learning Center
Go beyond banking with resources and news to help you make informed financial decisions.
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What is a certificate of deposit and is it right for you?
How to build your credit score
1Penalty may apply for early withdrawal. Fees may reduce earnings on an account.
2Enroll in eStatements and avoid the $2 per month paper fee.
3The minimum opening deposit required to earn the APY disclosed is $100 and cannot exceed $25,000. Additional deposits are permitted until the account balance reaches the maximum balance of $25,000. If the $25,000 account maximum has been met, no additional deposits will be allowed; however, interest will continue to accrue. One (1) penalty-free, full balance withdrawal is permitted per term resulting in the account being closed. This penalty-free, full balance withdrawal cannot be completed within the first six (6) days after any of the following transactions, i) the account is opened, ii) the initial and subsequent deposits, or iii) any partial withdrawal. Partial balance withdrawals are subject to an early withdrawal penalty. Fees may reduce earnings on an account. Limit of one (1) open Flex CD account per primary owner. A 12-month waiting period applies for subsequent Flex CD account openings per primary owner. The waiting period begins on the closure date of the most recently closed Flex CD account owned by the primary member. At maturity, your account will renew into a 1-Year Flex CD.
4Own Your Rate CDs are available for 22-months with one rate bump option or 44-months with two rate bump options. Own Your Rate options are not available on IRAs
