Offers
Georgia’s Own membership has its perks. Save even more with these special offers.
Lower home equity rates
Get your honey-do list done right with home equity rates as low as 7.25% APR.1
Hit the gas on savings
Drive smart and finance smarter with auto loan rates as low as 4.74% APR2 with auto pay.3
Auto pay discount
Save even more on your auto loan when you sign up for auto pay. In addition to our low rates and flexible terms, get an additional .25% off your rate.3
What's new this month
#MemberAppreciationMonday is one way that Georgia’s Own is working to surprise and delight our members. Click the link below to see this month’s offers!
1APR = Annual Percentage Rate. Rates effective as of April 1, 2025. Rates are variable and subject to change without notice. Advertised “as low as” APR assumes excellent borrower credit history. Your APR may differ from the one shown and will be based on several factors including your credit worthiness and loan to value. To open your Home Equity Line of Credit (HELOC) account, you may have to pay certain third-party fees that generally range from $200.00 to $2,300.00. The minimum APR is 4.00% and it will not exceed 18.00%. Property and/or flood insurance may be required. Loans are subject to credit approval. Additional terms, conditions and limitations may apply. Offer is subject to change without notice. Maximum loan amount up to $500,000 for primary residence only. CLTV up to 95% on loan amounts ranging from $10,000 – $250,000. CLTV up to 90% on loan amounts ranging from $250,001 – $500,000. Mortgage insurance approval may be required. A HELOC is not offered on investment/rental properties or vacation/second homes. Property and/or flood insurance may be required.
2APR = Annual Percentage Rate. Rates effective as of April 1, 2025. Promotional period begins April 1, 2025 and ends April 30, 2025. Advertised “as low as” APR assumes excellent borrower credit history. Your APR and loan terms may vary based on several factors including creditworthiness, age of the vehicle, or length of the loan term. Your actual APR may be higher than the stated rate. Payment example: A 2024 auto financed for 48 months @ 4.74% APR would have a monthly payment of approximately $22.91 per $1,000 borrowed. Advertised rate and payment example include a 0.25% auto pay rate discount. Please ask a loan officer for details on how your rate is determined. Loans are subject to credit approval. Additional terms, conditions, and limitations may apply.
3Member must establish auto pay on their auto loan from a Georgia’s Own checking account to qualify for rate discount. Cannot be combined with any other offer. Offer ends December 31, 2025.
