Vehicle Loans

Auto loan rates as low as 4.74% APR1 with auto pay2

Hit the gas on savings.

Drive smart, finance smarter

Your ride shouldn’t just fit your lifestyle—it should fit your budget, too. With auto loan rates as low as 4.74% APR1 with auto pay2, you can make owning your dream car a reality.

  • Enjoy 60 days with no payments3
  • Flexible terms that let you pay off your loan quickly, or spread out your payments—giving you more cash on hand
  • Up to 125% financing1, so you can finance the taxes, fees, or other extra costs of buying a car
  • Loan protection options, giving you peace of mind that your vehicle is covered no matter what life throws your way

Drive off with confidence—get started on your application today.

Disclosures

1APR = Annual Percentage Rate. Rates effective as of December 1, 2024. Promotional period begins December 1, 2024 and ends December 31, 2024. Advertised “as low as” APR assumes excellent borrower credit history. Your APR and loan terms may vary based on several factors including creditworthiness, age of the vehicle, or length of the loan term. Your actual APR may be higher than the stated rate. Payment example: A 2023 auto financed for 48 months @ 4.74% APR would have a monthly payment of approximately $22.91 per $1,000 borrowed. Advertised rate and payment example include a 0.25% auto pay rate discount. Please ask a loan officer for details on how your rate is determined. Loans are subject to credit approval. Additional terms, conditions, and limitations may apply.

2Member must establish auto pay on their auto loan from a Georgia’s Own checking or savings account to qualify for rate discount. Cannot be combined with any other offer. Offer ends December 31, 2024.

3Payment deferment will occur in the first 60 days on new and used auto loans. Interest will accrue over the 60 days.