Auto Loans
Errand = Joyride. Yeah, a new car will do that.
Handle the costs without the hassle.
Flexible terms
Fast track or scenic route? Flexible terms let you pay your loan off quickly—or you can spread out your payments so you have more cash on hand.
Up to 125% financing1
Use your auto loan to finance the taxes, fees, and other extra costs of buying a new or used car.
Defer your payments up to 45 days
When you get an auto loan from us for your new or used car, you have up to 45 days until your first payment is due.
What Will My Monthly Auto Payment Be?
Your Estimated Monthly Payment:
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APR = Annual Percentage Rate. For estimation purposes only. Eligibility requirements and fees may apply.
Apply Now1APR = Annual Percentage Rate. For estimation purposes only. Payment examples do not include amounts for taxes and insurance premiums; actual payment obligation will be greater. Loans are subject to credit approval.
Worried about taking on debt?
We offer three services to help protect you if things go wrong.
- Guaranteed Asset Protection (GAP) Plus2 covers your loan balance if your car gets totaled and you owe more than your insurance will pay.
- Member Protection Plus3 can cancel or waive your loan payments if you lose your job, become disabled, or die unexpectedly.
- Mechanical Repair Coverage4 pays for covered repairs to your car, like an extended warranty.
Auto Loan FAQs
Yes, we offer refinancing for vehicle loans. Just fill out our online loan application to get started, or contact us if you have any questions.
Yes, we offer loans for used cars and other vehicles. Just fill out our online loan application to get started, or contact us if you have any questions.
Our first-time auto loan is great for people with a limited credit history. You can borrow up to $20,000 if you qualify.
Yes, we offer loans for motorcycles, RVs, boats, non-motorized campers, and more.
Explore our other loans
First-Time Auto Loans
Skip the backseat driver. You could borrow up to $20,000 with an 8% down payment and no co-signer, even if you don’t have much of a credit history.
Motorcycle & ATV Loans
Loans for new and used motorcycles with low rates and flexible terms, so you can find a bike that gets you where you need to go.
RV Loans
Enjoy the freedom and flexibility of RV life, with low rates and a range of terms. You’ll be on the road in your home away from home in no time.
Learning Center
Go beyond banking with resources and news to help you make informed financial decisions.
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1Loan terms are subject to creditworthiness. Actual loan terms may vary.
2GAP, which includes deductible assistance, is not insurance; it is an optional debt cancellation product. GAP will not affect your application for credit or the terms of any credit agreement you have with us. Certain eligibility requirements, conditions and exclusions may apply. You will receive the contract before you are required to pay for GAP. You should carefully read the contract for a full explanation of the terms. If you choose GAP, adding the GAP Fee to the amount financed under your contract will increase the cost of GAP. You may cancel GAP at any time. If you cancel GAP within 90 days you will receive a full refund of any fee paid.
GAP purchased from state-chartered credit unions in FL, GA, IA, IN, UT, VT, and WI may be with or without a refund provision. Prices of the refundable and non-refundable products are likely to differ. If you purchase a refundable product, you may cancel at any time during the loan and receive a refund of the unearned fee.
GAP purchased from state-chartered credit unions in CO, MO, or SC may be canceled at any time during the loan and receive a refund of the unearned fee.
© TruStage | GAP-6416324.1-0224-0326
3Payment protection products include debt protection products available through the credit union and MEMBER’S CHOICE® credit life and credit disability insurance underwritten by CMFG Life Insurance Company. Your purchase of Member Protection Plus is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions and exclusions may apply. Please contact your loan representative, or refer to the Member Agreement, for a full explanation of the terms of Member Protection Plus. You may cancel the protection at any time. If you cancel protection within 30 days you will receive a full refund of any fee paid. DPGAP-0813-5B06, CUNA Mutual Group 2014, All Rights Reserved.
4Mechanical Repair Coverage is provided and administered by Consumer Program Administrators, Inc. in all states except CA, where coverage is offered as insurance by Virginia Surety Company, Inc., in WA, where coverage is provided by National Product Care Company and administered by Consumer Program Administrators, Inc., in FL, LA , and OK, where coverage is provided and administered by Automotive Warranty Services of Florida, Inc. (Florida License #60023 and Oklahoma License #44198051), all located at 175 West Jackson Blvd., Chicago, Illinois 60604, 800.752.6265. This coverage is made available to you by CUNA Mutual Insurance Agency, Inc. In CA, where Mechanical Repair Coverage is offered as insurance (form MBIP 08/16), it is underwritten by Virginia Surety Company, Inc. Coverage varies by state. Replacement parts may be used or remanufactured. Be sure to read the Vehicle Service Contract or the Insurance Policy, which will explain the exact terms, conditions, and exclusions of this voluntary product.
Products / Services Offered By Third Parties / Affiliates: Any financial, investment, warranty, credit insurance or other products or services (“products”) which are provided by third parties or any affiliates are not products of the Credit Union. If the purchase of same is facilitated by or through Credit Union financing; such is merely a convenience to the borrower(s) and in no way creates any contractual or other relationship between the borrower(s) and the Credit Union with regard to any such products. Any rights, obligations or claims with regard to such products shall be solely and exclusively by and between the party providing such products as may be set forth in any applicable contracts, agreements or otherwise, and the Credit Union shall have no obligations, responsibilities, duties, or liabilities whatsoever regarding same.
