Flex Rewards

Get points every time you use your card and redeem them for anything from gas to gift cards.

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The start of a rewarding relationship

With Flex Rewards1, you get rewards for every dollar you spend on your Visa Signature®, Visa® Platinum, or Student Visa credit card. Earn points for your purchases and redeem them for just about anything, including:

  • Cash back and gift cards
  • Luxury travel
  • Unique experiences and events
  • Products from your favorite brands
  • Discounts at the pump

You can even use Pay With Points to pay for qualified purchases.

How it works

Cashing in your points is easy. Just log into online banking to get started. If you need help, give us a call at 888.205.5931.

The ins and outs:

  • You’ll get 1.25 points for every dollar you charge on your Georgia’s Own Visa Signature card or 1 point per dollar charged on your Visa Platinum or Student Visa
  • Points expire five years after you earn them, as long as your account is open
  • There’s no limit on the number of points you can earn

Want even more points?

You can also earn bonus points at more than 2,000 merchants in our online network. And many of those brands offer exclusive discounts on top of your bonus points—it’s a win-win. Check out the Flex Rewards section in online banking for details.

Flex Rewards FAQs

You can get Flex Rewards points on our Visa Signature®, Visa® Platinum, and Student Visa cards. Our Visa Classic card does not offer points.

To find the card that’s right for you, visit our Credit Card Comparison page.

If you want to redeem your points, just log into online banking or give us a call at 888.205.5931 to get started.

You can use your points for cash back, gift cards, travel, charitable donations—pretty much anything you want. And Pay With Points lets you make qualified purchases with the points you’ve already earned.

Your Flex Rewards points expire five years after the date you earned them. If you want to redeem your points, just log into online banking or give us a call at 888.205.5931 to get started.

Take a look at our other credit cards

Credit Cards

Visa Signature®

Our most rewarding card, with points earned for every dollar you spend, plus premium perks and concierge service.

Credit Cards

Visa® Platinum

Earn points for every dollar charged that you can redeem for cash back, gift cards, travel, and more.

Credit Cards

Student Visa®

Earn Flex Rewards points with each purchase you make and build your credit while you finish school.


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1Georgia’s Own credit card points will expire five (5) years from the date earned.