Checking

More perks—and then some

Open a new Perks+ Checking account and snag a $250 bonus.1

Open an Account

Perks that pay for themselves

How much could you save by switching to Perks+ Checking? Cell phone protection2, 3 and 24/7 roadside assistance (things you probably already pay for), plus retail and dining discounts, Early Direct Deposit4, and more are included for just $6.95 per month. Unlock money-saving extras and get $250 on us when you open a new Perks+ Checking by March 31st.

Here’s how to get the bonus:

  • Open a new Perks+ Checking account
  • Register for online banking
  • Make 10 debit card transactions per statement cycle for the first two statement cycles
  • Have $2,500 in qualifying direct deposits per statement cycle

Not feeling very extra? Get a $100 bonus when you open a new All Access Checking (and complete the steps above).1

Disclosures

1Offer only valid January 1, 2025 through March 31, 2025. Georgia’s Own will give you $250 when you open up a new Perks+ Checking account or $100 when you open up a new All Access Checking account. The bonus will be paid within 90 days after account opening and is subject to the following requirements: the member must establish a monthly direct deposit of at least $2,500 per statement cycle; the member must register for online banking; the account must be open and in good standing at the time the bonus is paid; and the member must complete 10 debit card transactions within each of the two (2) statement cycles after account opening. Membership is required. Accounts are subject to approval. Terms and conditions will apply. Perks+ Checking has a monthly fee of $6.95. Annual Percentage Yields (APY) are current as of January 1, 2025 and subject to change after account opening; fees can reduce earnings. All Access Checking: all balances earn 0.01% APY. Perks+ Checking: balances less than $1,500.00 earn 0.01% APY; balances $1,500.00–$2,499.99 earn 0.02% APY; balances of $2,500.00 and above earn 0.03% APY. Cannot be combined with any other offer. Georgia’s Own may change or discontinue this offer at any time before this date without notice. Offer does not apply to business, employee, second, or multiple checking accounts with Georgia’s Own. Offer not available to existing Georgia’s Own checking account holders or those whose accounts have been closed within 90 days or closed with a negative balance within the last three (3) years. You can receive only one (1) new checking account opening related bonus every two (2) years from the last enrollment date.

2Cell Phone Protection, Personal Identity Protection, and Buyer’s Protection and Extended Warranty are subject to additional terms and conditions.

3INSURANCE PRODUCTS ARE NOT A DEPOSIT, NOT FEDERALLY INSURED, NOT AN OBLIGATION OR GUARANTEED BY THE CREDIT UNION, ITS AFFILIATES, OR ANY GOVERNMENT AGENCY.

4Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date. Click here for FAQs.