Business Savings Account

No minimum balance to earn dividends—and no monthly maintenance fee.

Man relaxing and working on a laptop

No fuss, all funds. Earn dividends and enjoy easy access to your money.

Woman with headphones using a synthesizer

When you open a business savings account with as little as $51, you get all the benefits of Credit Union membership—and you earn a great rate.

  • No minimum balance to earn dividends2 at competitive rates
  • No monthly maintenance fee
  • Up to six withdrawals or transfers per month
  • Direct deposit available
  • Free online banking and eStatements
  • Federally insured by the NCUA

Track your cash flow in real time

We know you’re busy—business banking is at your fingertips with our mobile app, available on the App Store® and Google Play TM.

  • Free check deposit
  • Free online bill pay to any company in the U.S.
  • Stop payment on checks
  • Export data to your accounting software
  • Set up account alerts
  • Keep tabs on your account activity
  • View up to 36 months of eStatements

Explore our other business accounts


Business Certificates of Deposit

When you don’t need access to your savings right away, you can earn a higher rate with a business CD. Get started with just $500—and enjoy no monthly maintenance fees.


Business Money Market

Earn a great rate that gets even better with higher balances, all while keeping your money easily accessible.


Business Checking

We have an account that works for your business, whether you’re just starting out or building an enterprise. Use our comparison tool to find the account that’s right for you.


Learning Center

Go beyond banking with resources and news to help you make informed financial decisions.

A couple ordering their drinks at a café counter surrounded by a variety of plants.

10 tips for managing small business finances

Asian man online seller confirming orders from customer on the phone. E-commerce male business owner looking at the phone in store warehouse.

6 steps to protect your business’s financial data

Attentive businesspeople listen to colleague during a morning staff meeting.

Vendor security checklist: 20 questions you should ask


1A minimum deposit of $5 is required to establish your membership. This $5 refundable deposit represents your “share” in Georgia’s Own and is held on deposit as long as you are a member.

2No minimum balance required after initial $5 opening deposit. Dividends are earned on balances $5.01 and greater.