TruStage™ Accidental Death & Dismemberment Insurance

No-cost AD&D protection1 for members with no health questions or medical exams.


Accidents happen—but we've got your back

Accidental Death & Dismemberment (AD&D)1 insurance gives your family additional coverage if you’re badly injured or killed in a covered accident. There’s no cost for Georgia’s Own members—all you have to do is sign up. 

  • You’re accepted—it’s guaranteed, as long as you’re over 18 years old. 
  • You don’t need to get a medical exam or answer any health questions. 
  • You’re covered 24/7, whether you’re at home, at work, or traveling.

Want more coverage? Take your pick.

You can increase your coverage by $10,000 to $300,0002 at rates designed to be affordable. At age 70, coverage (no cost and additional) is reduced by 50%.

  • Automatic increases: Your additional coverage automatically increases over a period of 10 years at no additional cost to you.  
  • Double benefits: If you die within a year from a covered accident on a bus, train, or other form of public transportation, your additional coverage benefit could double. 
  • Family Plans: Your spouse is covered at 50% of your coverage level and your children at 20% when you choose a family plan. It also includes benefits for childcare and college education, as well as a child savings fund. 

Keep in mind that all benefits may not be available in all states. Check your Certificate of Insurance for details. 

Valued services for life's ups and downs

TruStage has helped more than 38 million3 people at all stages of life, and we’re ready to help you find the coverage you need.

Check out our other insurance options


TruStage Home Insurance Program

You’ve worked hard to buy your home. Help protect it from fire, weather, theft, and more with the right home insurance. Get a free quote and see how much you could save.


TruStage Life Insurance

If the worst happens, make sure your family is covered. With whole life and term life options, we can help you choose the life insurance that fits you and your budget.


TruStage Auto Insurance Program

Ready to lower your auto insurance bill? We offer discounts for credit union members, safe drivers, multiple vehicles, and more. Get a free quote and see how much you could save.


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1TruStage™ Accidental Death and Dismemberment Insurance is issued by CMFG Life Insurance Company. The insurance offered is not a deposit and is not federally insured, sold, or guaranteed by any financial institution. Product and features may vary and not be available in all states. Corporate Headquarters 5910 Mineral Point Road, Madison, WI 53705 Base Policy Form Numbers: 2018-ADD-POL-LSCU, 2018-ADD-POL-NC(WA), 2018-ADD-POL-IND(WA), 2018-ADD-POL(ID), 2018-ADD-POL, 2018-ADD-POL(OR).

2The total amount of Accidental Death & Dismemberment additional coverage you may have with us, for all certificates, is $500,000. Other coverage amounts are available.

3Individual consumer-level policies, certificates, or waivers.

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