Debit Card

Instant, easy access to secure payments with your Georgia’s Own Visa® Debit card, linked to your checking account.

Woman holding a cocktail while using contactless payment wither her debit card

The freeway between funds and fun.

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All of our checking accounts include a secure debit card, so you can spend worry-free.

  • Works with Apple Pay®, Samsung Pay®, and Google Pay™, so you can forget fumbling for cash
  • Visa’s Zero Liability1 policy helps ensure you only pay for what you buy
  • Added security—your card is chip enabled and contactless, making purchases safer
  • Text alerts keep you one step ahead of unauthorized use2
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Check out before you tap out

Online shopping isn’t always as convenient as it sounds. Visa Click to Pay makes the cart-to-casa pipeline as smooth as you deserve. With Visa Click to Pay, you’ll cut clicks and save minutes.

No more typing out 16-digit account numbers, shuffling through passwords, or filling out tedious forms just to make a purchase. It’s digital checkout how it should be—fast and easy. And it gets better. For existing Visa Click to Pay users, all Visa cards you have stored can be accessed with the same simple system.

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Your world, uninterrupted.

If your card is stolen, lost, or reissued due to closure, we don’t want you to scramble to make sure your bills still get paid.

When the information on your Georgia’s Own debit or credit card changes, Visa Account Updater saves you time and headache by updating your card number and expiration dates on recurring payments with qualified participating merchants. This prevents interruptions to billing cycles, which can result in service disruptions that sneak up on you.

Not all merchants subscribe to Visa Account Updater though, so you still have to notify those who don’t of any changes.

Debit Card FAQs

In most cases, yes. Many online retailers will allow payment using your checking account information, like using your debit card. You can also make online purchases with your checking account information by verifying your account with a digital wallet or financial transaction app such as PayPal or Venmo.

If your debit card has been lost or stolen, or if you suspect fraud, call us right away at 800.533.2062. You can also send us a secure message through online banking. We will immediately block and reissue your card.

Spending on your terms? Check.


All Access Checking

The vanilla ice cream of spending accounts. Easily manage your cash with no balance or deposit minimums.


Perks+ Checking

Feeling extra? Treat yourself to early paydays, shopping and dining discounts, and more.


i[check] Youth Checking

Our i[check] account offers checking and special benefits for members ages 14-25, who are starting out on their journey toward financial independence.


Learning Center

Go beyond banking with resources and news to learn how to make informed financial decisions.

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1Covers U.S.-issued cards only. Does not apply to ATM transactions, certain commercial card transactions, PIN or other transactions not processed by Visa. You must notify Georgia’s Own immediately of any unauthorized use. For specific restrictions, limitations and other details, please contact Georgia’s Own.

2Georgia’s Own does not charge for this service, but please refer to your cell phone plan carrier for any text plan charges.